financial services who acknowledge the usefulness of mobile technologies and generally trust the financial sector. The … preference for anonymity and reluctance to share data negatively impact the propensity to take to open banking, as well as the …

"Is the EU a force of convergence in the world? Standardizing the World offers a comprehensive assessment of the EU …'s efforts to standardize a wide array of economic, political, and social aspects of life through its trade agreements across the … toward a measured and socially-minded approach to trade and capitalism. Third, while the EU is quite successful at advancing …

For a cross-section of 123 European regions, we find evidence for a positive effect of generalized trust on regional … innovation activity. We aim to identify causal effects by using instrumental variables from climate and soil data, drawing from … recent literature on the effects of climate on historic trust levels. The popular explanation for spatial clustering of …