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The impact of regulatory changes on rating behaviour
Karimov, Nodirbek; Kara, Alper; Downing, Gareth; … - 2024
We examine rating behaviour after the introduction of new regulations regarding Credit Rating Agencies (CRAs) in the European securitisation market. Employing a large sample of 12,469 ABS tranches issued between 1998 and 2018, we examine the information content of yield spreads of ABS at the...
Persistent link: https://www.econbiz.de/10014507193
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The European Crowdfunding Service Providers Regulation and the Future of Marketplace Lending and Investing in Europe : The ‘Crowdfunding Nature’ Dilemma
Macchiavello, Eugenia - 2020
The European Commission's Proposal for a Regulation on European Crowdfunding Service Providers (ECSPs) for businesses, since its presentation, has faced difficult trilateral negotiations among the European Commission, the European Parliament and the Council of the European Union. The length of...
Persistent link: https://www.econbiz.de/10012834863
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Europe's CoCos Provide a Lesson on Uncertainty
Gleason, Katherine - 2017
bank is under stress. Coupon payments are made at issuers' discretion while loss absorption can be triggered at regulators …' discretion. This study investigates price effects of four press releases by Deutsche Bank AG in February 2016 related to the bank … significant 2.0-2.5 percent over two days in response to Deutsche Bank's first press release. Deutsche Bank's efforts to allay its …
Persistent link: https://www.econbiz.de/10012956840
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The European Crowdfunding Service Providers Regulation and the Future of Marketplace Lending and Investing in Europe : the ‘Crowdfunding Nature’ Dilemma (UPDATED JULY 2020)
Macchiavello, Eugenia - 2020
The European Commission's Proposal for a Regulation on European Crowdfunding Service Providers (ECSPs) for businesses, since its presentation, has faced difficult trilateral negotiations among the European Commission, the European Parliament and the Council of the European Union. The length of...
Persistent link: https://www.econbiz.de/10012826353
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‘What to Expect When You Are Expecting’ a European Crowdfunding Regulation : The Current ‘Bermuda Triangle’ and Future Scenarios for Marketplace Lending and Investing in Europe...
Macchiavello, Eugenia - 2019
Marketplace lending and investing have been recently attracting increasing regulatory attention. However, regulatory responses to such phenomenon have been extremely varied, even in Europe, characterized by maximum harmonization in the field of financial regulation, continuous efforts in...
Persistent link: https://www.econbiz.de/10012858692
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Fintech in Europe : Promises and Threats
Baba, Chikako; Batog, Cristina; Flores, Enrique; … - 2021
Europe's high pre-existing level of financial development can partly account for the relatively smaller reach of fintech payment and lending activities compared to some other regions. But fintech activity is growing rapidly. Digital payment schemes are expanding within countries, although...
Persistent link: https://www.econbiz.de/10013252043
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The Open Banking Adoption Among Consumers in Europe : The Role of Privacy, Trust, and Digital Financial Inclusion
Polasik, Michal; Kotkowski, Radoslaw - 2022
The revised Payment Services Directive (PSD2) mandated every bank in the European Union (EU) to provide application … distrust of non-bank providers. The results entail managerial implications useful for open banking service providers and …
Persistent link: https://www.econbiz.de/10013289292
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A leaky pipeline : macroprudential policy shocks, non-bank financial intermediation and systemic risk in Europe
Krenz, Johanna; Verma, Akhilesh K - 2023
How does macroprudential regulation affect financial stability in the presence of non-bank financial intermediaries? We … estimate the contributions of traditional banks vis-'a-vis non-bank financial intermediaries to changes in systemic risk …-prudential regulation, generally, decreases systemic risk among traditional banks, it has the opposite effect on systemic risk in the non-bank …
Persistent link: https://www.econbiz.de/10014463362
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The Regulation of Credit Rating Agencies in the US and Europe : Historical Analysis and Thoughts on the Road Ahead
Maris, Pavlos - 2009
A short overview of the regulation -or lack thereof- of Credit Rating Agencies across the US and Europe. The article focuses on the rationale behind the lack of regulation that has characterized credit rating agencies for so many years, and comments on some approaches that have been suggested at...
Persistent link: https://www.econbiz.de/10013158059
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Securitisation and Lending Standards : Evidence from the European Wholesale Loan Market
Kara, Alper - 2015
securitized, the amount of securitization activity by the originating bank was not related to lower loan spreads. Our results …
Persistent link: https://www.econbiz.de/10013038164