As the euro area has a predominantly bank-based financial system, changes in the composition and strength of banks … crisis, in a context of financial market stress and weak bank balance sheets, unconventional monetary policy measures have … non-standard measures were successful in stimulating lending and which bank business models were more strongly affected …

Eurozone for a sample of 11 euro area countries over the period 2003M1-2011M12. Considering two harmonized bank retail rates … monetary policy transmission. Findings based on a panel ECM approach and a panel interaction VAR framework indicate that …

Eurozone for a sample of 11 euro area countries over the period 2003M1-2011M12. Considering two harmonized bank retail rates … monetary policy transmission. Findings based on a panel ECM approach and a panel interaction VAR framework indicate that …

monetary policy does alter bank loan supply, with the effects most dependent on the liquidity of individual banks. Unlike in … the US, the size of a bank does generally not explain its lending reaction. We also show that the standard publicly … ergibt, dass die Geldpolitik das Bankkreditangebot beeinflußt, wobei die Stärke dieses Effekts über Banken in Abhängigkeit …

negative interest rate period (NIRP), with a particular focus on the bank size, loan portfolio quality, ownership structure …, and location. Based on a panel dataset from 560 banks and 35 countries for the years 2010 – 2019, excluding the pandemic … years, we show that especially the loan portfolio quality has had significant, but varying effects on the bank profitability …

interest margin (NIM) and its components, retail lending and retail deposit rates. Using two proprietary bank-level data sets …

commercial bank lending rates by allowing for the existence of and possible changes in a long-run equilibrium relationship …

In June 2014 the ECB became the first major central bank to lower one of its key policy rates to negative territory … by using individual bank data for the euro area to identify possible adjustments by banks triggered by the introduction … of negative interest rates through three channels: government bond holdings, bank lending, and wholesale funding. We find …