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The present paper provides an overview on current developments of cash usage and issue of central bank digital currency (CBDC) in the euro area and proposes a possible design of a digital euro that allows for instant offline payments. Cash usage at the point-of-sale decreased perceptibly in the...
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rights in our time in the euro area. IS research can provide useful insights into technology acceptance criteria of a CBDC …, which is a novel and unfamiliar technology for most people, and help identify requirements. Our paper provides an overview … of the current state of development. Furthermore, we present a Technology Acceptance Model - based vignette study (N …
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The number of digital currencies has increased significantly in recent years. So-called central bank digital currencies (CBDCs), created by central banks, are at the forefront of this development. Combining the advantages of an electronic means of payment - namely the speed and efficiency of...
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Central bank digital currencies (CBDCs) have grasped the interest of central banks, policy makers, regulators, industry, and the general public, especially over the past year. The number of central banks actively engaging in CBDCs in one way or another, has increased from one third in 2018, to...
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