Alongside other central banks, the European Central Bank (ECB) is currently exploring the potential of a Central Bank Digital Currency (CBDC). Such a significant payment innovation requires compliance with the ECB's mandate based on the Treaties of the European Union, in addition to...

Central bank digital currencies (CBDCs) have grasped the interest of central banks, policy makers, regulators, industry, and the general public, especially over the past year. The number of central banks actively engaging in CBDCs in one way or another, has increased from one third in 2018, to...

Worldwide, central banks are working on the introduction of Central Bank Digital Currency (CBDC) as a new form of currency for digital transactions in response to cryptocurrencies and a decrease in cash payments. We investigate usage intention in specific retail CBDC, the digital euro, for the...

Even though the interconnection between technology, money, and payment has always been constant, the current pace of innovation is disrupting the global financial and monetary ecosystem like never before. As a result of digitization, payments and money are undergoing unprecedented transformative...