probability of future disasters, (3) learning the objective benefits of insurance, or (4) hypothetical experience of disaster. We …, experience gained in the insurance game played recently has a stronger effect on the actual insurance take-up, implying that …This paper uses a novel experimental design to test for the role of experience and information in insurance take-up in …

based health insurance. The information package consists of a detailed brochure which is distributed to households through … treatment effects on insurance uptake at the margin, although insurance uptake is low in general. We also find evidence for a … better understanding of insurance principles among treated households, in particular in poorer households and in households …

that the donor may be sure to get a tax benefit. We interpret this function as insurance and test the option to insure … donations in the lab. Our participants indeed have a positive willingness to pay for insurance against either risk. Yet the … insurance option is only critical for their willingness to donate to a charity if the uncertainty affects the proper use of …

The relevance and the impact of experience in insurance markets are underinvestigated. From Italian farm-level data we … exploratory analysis, allows one to compare how different sources of experience influence the crop insurance decision making … process. We found that direct experience is a catalyst for insurance participation of medium and large farms. The experience …

This paper investigates the impact of insurance contract design on the behavior of filing fraudulent claims in an … experimental setup. We test how fraud behavior varies for insurance contracts with full coverage, a straight deductible or variable … extent of claim build-up compared to full coverage contracts. In contrast, bonus-malus contracts with variable insurance …

-scale retailers in Western Uganda. The treatments contrast "active learning" with "traditional lecturing" within standardized lesson …-plans. We find that active learning has a positive and economically meaningful impact on savings and investment outcomes, in … active learning intervention seems to be superior as it works via three cognitive and non-cognitive mechanisms, i …

-scale retailers in Uganda. The treatments contrast "active learning" with "traditional lecturing" within standardized lesson-plans. We … find that active learning has a positive and economically meaningful impact on savings and investment outcomes, in contrast …. Tentative evidence suggests that only active learning stimulates several cognitive and non-cognitive mechanisms; moreover, a …

high or low price of insurance coverage, and to information emphasizing the financial or emotional toll of premature death …

asset, his peers may also want to purchase it, both because they learn from his choice ("social learning") and because his … possession. This allows us to estimate the effects of learning plus possession, and learning alone, relative to a (no information …) control group. We find that both social learning and social utility channels have statistically and economically significant …