Showing 1 - 10 of 1,162
There is ample concern that college students are making ill-informed student loan decisions with potentially negative … college students are provided salient information about their borrowing choices. The setting is a large flagship public … university in the Midwest, and the sample includes all nongraduating students who previously borrowed student loan money (~10 …
Persistent link: https://www.econbiz.de/10012987354
randomized experiment. Half of the students who responded to an Internet questionnaire were given factual information on loan … conditions, whereas the other half did not receive such information. Six months later, students who received information have …
Persistent link: https://www.econbiz.de/10011374404
We conduct a survey-based experiment with 2,776 students at a non-profit university to analyze income insurance demand … in education financing. We offered students a hypothetical choice: either a federal loan with income-driven repayment or … ISA uptake by 43%. We observe that students are responsive to changes in contract terms and possible student loan …
Persistent link: https://www.econbiz.de/10014512114
Traditional financial literacy interventions are frequently ineffective at improving financial outcomes. We test an alternative approach using a field experiment with over 400,000 student loan borrowers in which treatment group members received communications about the availability of their FICO...
Persistent link: https://www.econbiz.de/10012899942
studies have shown no effect on enrollment, we analyze the effects on students' budgets. To identify causal effects, we … exploited the natural experiment established by the introduction of fees. They did not affect students' spending behavior … students increased their budgets only marginally; fees did not increase social inequality. …
Persistent link: https://www.econbiz.de/10010434567
If information asymmetries prevent talented students of non-academic backgrounds from applying for merit-based aid, the … whether information asymmetries exist and decrease students’ likelihood to apply for merit-based scholarships. In a randomized … field experiment, I expose more than 5,000 German students either to general information on federally funded scholarships or …
Persistent link: https://www.econbiz.de/10010466327
I use the introduction of tuition fees in seven out of the sixteen German states in 2007 as a natural experiment to identify the effects of tuition fees on enrollment probabilities of German high-school graduates. Based on information on enrollment decisions for the entire population of...
Persistent link: https://www.econbiz.de/10013155270
studies have shown no effect on enrollment, we analyze the effects on students' budgets. To identify causal effects, we … exploited the natural experiment established by the introduction of fees. They did not affect students' spending behavior … students increased their budgets only marginally; fees did not increase social inequality …
Persistent link: https://www.econbiz.de/10013043694
abolished recently. Whereas other studies have shown no effect on enrollment, we analyze the effects on students’ budgets. To … total expenditure moderately by about 4 %. With regard to financial resources, students are more likely to receive support …
Persistent link: https://www.econbiz.de/10011660111
intervention of asset building (Percorsi) on high school students' transition to the university. Contrary to most traditional forms … population', i.e. those students who were at risk of giving up their university enrolment decisions because of economic reasons … program are significantly larger for students coming from vocational schools than for students who completed technical or …
Persistent link: https://www.econbiz.de/10012915321