Methodisch wird bei der Untersuchung über Studiengebühren und ihre sozialen Auswirkungen das Konzept der Rechtsökonomik, eines Forschungszweigs der Institutionenökonomik zugrunde gelegt. Im Grundsatz wird vom methodologischen Individualismus ausgegangen. Das Systemverhalten wird auf die...

"It is well known that public or pooled insurance coverage can induce a form of ex-ante moral hazard: people make inefficiently low investments in self-protective activities. This paper points out another ex-ante moral hazard that arises through an induced innovation externality. This...

Public health insurance and other arrangements covering health-costs effectively provide insurance against changes in health status. These arrangements engage in burden-smoothing over the life cycle and entail various elements of redistribution. Lack of portability regarding this type of cover...