Many Americans believe that farmers place great value on stewardship and accordingly follow sound environmental practices. This belief has become a stumbling block to developing policies that address environmental issues. The stewardship myth, having evolved from the earliest days of our nation...

As one of the instrument to enhance the microfinance institution's self-sustainability, credit scoring models that have been widely used in formal financial institutions can be used in the practice of microfinance. The statistic model will be established and tested to realize that goal.