Up from the basement : the CFPB begins to take shape -- The shattered mortgage market -- Auto lending : the deals and the dealers -- The CFPB in action : did the Consumer Bureau get what it needed to do what was necessary?

"Collateral damaged" explains how America had turned from a nation of savers into a nation of consumers addicted to debt. Wall Street then used that addiction to create "toxic securities" that threaten to bring about the collapse of the global economy. How can America get its fiscal house in...

This article evaluates the post-2008 legal/regulatory framework of financial consumer protection in the U.S. and the E.U. and argues that financial consumer protection is not sufficiently robust to have a significantly positive impact on financial stability. To turn this around, the article...