performing loans, and had less income diversity. Consistent with being financially fragile, de novo banks and those banks that … grew substantially prior to the crisis faced an increased likelihood of failure relative to established banks. However …

performing loans, and had less income diversity. Consistent with being financially fragile, de novo banks and those banks that … grew substantially prior to the crisis faced an increased likelihood of failure relative to established banks. However …

banks in the early 2000s propelled the financial system and the economy into crisis. While these findings should not be … governing interactions between regulators and banks. Enhanced transparency of regulatory decisions as well as strenghtened …

regulation on the probability of a crisis. We test this relationship by applying a Probit model of a non-linear specification to …: it rises as regulation stringency moves from low to medium levels and falls from medium to high levels. Countries located …