information failure caused by the complexity and heterogeneity of private-label mortgage-backed securities and structured finance … products. Addressing the informational problems with mortgage securitization is critical not just for avoiding future housing … bubbles but for rebuilding American housing finance. The continued availability of the long-term fixed-rate mortgage, which …

both primary and secondary mortgage market problems in the U.S. are accepted as the essential reasons of the current crisis … importance of real estate valuation in the origination of crisis and whether Turkish mortgage market has similar problems with …

of such systems in providing certainty of title, and takes a tour through the mortgage foreclosure crisis to see where …

The recent global financial crisis, sparked by developments in the American mortgage market, provides a timely … opportunity for a thorough analysis of the standard model for financing home purchases. The United States residential mortgage … the novel insight that a non-recourse mortgage with no initial down payment resembles the case of corporate …

We explore the effects of mandatory third-party review of mortgage contracts on the terms, availability, and … performance of mortgage credit. Our study is based on a legislative experiment in which the State of Illinois required “high …-risk” mortgage applicants acquiring or refinancing properties in 10 specific zip codes to submit loan offers from state …

Mortgage counseling is regarded as an integral tool in ensuring appropriate choices by prospective home buyers. We use … to the type of mortgage contract extended to the graduates, to the budgeting and credit management skills taught in the …