among the least creditworthy households, suggesting an important role for long-term preparation for homeownership …

homeownership experience during the recent housing boom and housing bust was not homogenous across all groups in the U.S. The recent … deterioration of underwriting practices and a boom in mortgage lending did not benefit minorities and immigrant homeownership in the … U.S. Blacks experienced significantly lower increase in homeownership than the whites but highest exit from …

mortgage crisis, which, in contrast to the preceding housing boom, was not accompanied by a rise in homeownership rates. Using … declines in the homeownership rates …

latter see it as rooted in the US legacy of racial/ethnic inequality, and especially in racial residential segregation …

This paper provides the first rigorous assessment of the homeownership experiences of subprime borrowers. We consider … to evaluate these issues, we analyze homeownership experiences in Massachusetts over the 19892007 period using a …

to a substantial increase in homeownership by minorities, but instead generated turnover in properties owned by minority …

commonly believed, lead to a substantial increase in homeownership by minorities but instead generated turnover in properties …

has been the bedrock of American homeownership since the Depression, depends on the continued viability of securitization …