, committed to pay the mortgage holders the full values of their homes, and retained those homes. In Nobelman, the Court … of their houses, lease the houses for one year, file bankruptcy, and propose mortgage modification plans that pay … mortgage holders the full current values of the houses. This Article argues that despite the artificiality of a move-out with …

The English law of mortgage is remarkable. Its complexity rivals that of Euler's equation and could, in the same manner … fundamental shifts in the socio-economic context in which it operates. The stability apparent within the law of mortgage, it will … of the mortgage relationship to be ‘regulated' through more malleable processes such as contractual ‘negotiation …

of its mortgage contract. From this model, it could comfortably limit people's rights to their homes, especially for the …. Drawing from the experience of City of Baltimore in the Mortgage Crisis, I argue that property and housing policy should …