almost half of purchase mortgage originations were associated with investors. In part by apparently misreporting their …

This paper argues that the U.S. mortgage debacle must be analyzed in the broader setting of global real estate markets …

This article first describes the paradigm shift in mortgage loan servicing over the past two decades. Securitization of … mortgages as commodities and exotic financing products changed the position and role of mortgage loan collateral. As new and … unregulated mortgage servicing and debt collection practices were increasingly insulated from mortgage ownership, collateral as a …