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Financial Crisis : Its Effect on Existing Bank-SME Relationships
Ioannou, Myria - 2010
accrue for both interacting parties. This is also the case for Bank-SME relationships. However, the recent financial crisis … academic and managerial circles, and offers insights on both the expected effect of the recent crisis on Bank-SME relationships …
Persistent link: https://www.econbiz.de/10013146656
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Bank Mergers in the Financial Crisis – A Competition Policy Perspective
Hellwig, Michael - 2019
We analyze a large merger in the Dutch banking market during the financial crisis using disaggregated data. Based on a merger simulation model, we evaluate merger-induced changes in the interest rates for savings accounts. We find that the merging banks decreased interest rates by 3 to 5 percent...
Persistent link: https://www.econbiz.de/10012859676
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Bank mergers in the financial crisis : a competition policy perspective
Hellwig, Michael; Laser, Falk Hendrik - 2019
We analyze a large merger in the Dutch banking market during the financial crisis using disaggregated data. Based on a merger simulation model, we evaluate merger-induced changes in the interest rates for savings accounts. We find that the merging banks decreased interest rates by 3 to 5 percent...
Persistent link: https://www.econbiz.de/10012118754
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Many a little makes a mickle : macro portfolio stress test for small and medium-sized German banks
Busch, Ramona; Koziol, Philipp; Mitrovic, Marc - 2015
We develop a macroeconomic portfolio stress test that is specifically geared towards small and medium-sized banks. We combine a credit risk stress test which simulates credit impairments via a CreditMetrics type multi-factor portfolio model with an income stress test in the form of dynamic panel...
Persistent link: https://www.econbiz.de/10011308474
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Is Small Beautiful? The Resilience of Small Banks During the European Debt Crisis
Liu, Cai - 2019
to provide a liquidity buffer that influences bank-specific loan growth positively (complementarity effect), particularly … in new banking regulation that penalise bank size …
Persistent link: https://www.econbiz.de/10012901000
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Risk Overhang and Loan Portfolio Decisions : Small Business Loan Supply Before and During the Financial Crisis
DeYoung, Robert - 2015
We estimate a structural model of bank portfolio lending and find that the typical U.S. community bank reduced its … effects (consistent with a reduction in the liquidity of assets held on bank balance sheets) and by reduced loan supply …
Persistent link: https://www.econbiz.de/10013036540
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Whose Bailout Is It Anyway? Political Connections of Small Businesses vs. Banks in PPP Bailouts
Berger, Allen N.; Karakaplan, Mustafa U.; Roman, Raluca A. - 2021
Economic agents pursue government funds using political connections, but it is sometimes unclear which types of connections and whose connections matter, and which agents have opportunities to benefit. We address these issues for the over one-half-trillion-dollar Paycheck Protection Program...
Persistent link: https://www.econbiz.de/10013212554
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The effect of personal financing disruptions on entrepreneurship
Hanspal, Tobin - 2016
corresponding investment losses from delisted publicly traded bank stocks strongly reduces the rate of firm survival, particularly …
Persistent link: https://www.econbiz.de/10011574742
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Post-financial crisis times : only a short phase of re-intermediation and re-direction to boring banking business models? : regulatory burden, fintech competition and concentration...
Schackmann-Fallis, Karl-Peter; Weiß, Mirko - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 87-117
problem of asymmetric information, particular in SME lending. Moreover, connections to other socio-political aspects must be … regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes … Problem asymmetrischer Informationen besser überwinden, insbesondere bei der Kreditvergabe an KMU. Darüber hinaus sind weitere …
Persistent link: https://www.econbiz.de/10012153544
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Bank Credit to Medium-Sized Enterprises in Italy : The Trends Before and During the Crisis
Lorenzon, Ivan - 2011
the bank-enterprise relationship seems to be crucial in the granting of credit before the crisis of 2007, during the …
Persistent link: https://www.econbiz.de/10013126896