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infrastructures for both mortgages and the unconstitutional foreclosure process. The Global Mortgage: International Risk Regulation … implications for risk regulation, interstate commerce, and legislation in the United States and some common law countries Addresses …
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This article examines the impact of regulation on lending standards during the mortgage boom. We exploit the overall … how inconsistent regulation of mortgage lenders has resulted in risky lending being increasingly channeled through the …
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unemployment. Overall our findings lend support to the view that more stringent regulation could have averted some of the …
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This paper builds a macro model with a financial sector and a housing market to understand the transmission and effects of macroprudential instruments addressing mortgage credit. The model compares the introduction of a loan-to-value ratio (LTV), a countercyclical capital buffer (CCyB)-style...
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