The rise of financial technology (fintech) driven business models in banking poses a challenge for financial regulators … encouraged by regulators, the nature of fintech business models may increase the risk of financial instability. Regulators are … resolving the dilemma that is evaluated in the context of the regulatory response to the rise of fintech credit in the …

financial transactions with FINTECH are increasingly apparent. Consequently, in our opinion, the utilization of FINTECH … with FINTECH can save up customers' pecuniary funds. Therefore, during crises, FINTECH applications can be perceived as … utilization of financial transactions with FINTECH before and after the COVID-19 crisis outbreak. The aim of the article is to …

stops and capital flight. A growing share of EMs is experiencing exposure to new financial technologies (fintech), providing … cheaper and faster financial services and extending financial coverage to previously under-served populations. Deeper fintech … diffusion may redirect financial intermediation from regulated banks to emerging fintech shadow banks, some of which may have a …

Fintech has increasingly become part of the global economy with the evolution of technology, increasing investments in … fintech firms, and greater integration between traditional incumbent financial firms and fintech. Since the 2007 … risk. As fintech grows, so too should the concern about its possible impact on systemic risk. This paper analyzes two …