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The impact of formal financial inclusion on informal financial intermediation and cash preference : evidence from Africa
Alhassan, Abidin; Li, Leon; Reddy, Krishna; Duppati, Geeta - In: Applied economics 51 (2019) 42, pp. 4597-4614
Persistent link: https://www.econbiz.de/10012197051
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Infrastructure, urbanization, and demand for bank and non-bank loans of households in the People's Republic of China
Lyons, Angela C.; Grable, John E.; Zeng, Ting - 2017
enhance households' access to and usage of the financial system, especially the formal banking system, is to ensure that an … investigate how the infrastructure affects the usage of formal bank loans for both urban and rural households in the People … informational), is significantly associated with the loan demand - most notably for urban households using formal bank loans …
Persistent link: https://www.econbiz.de/10011689720
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Market for 33 Percent Interest Loans. Financial Inclusion and Microfinance in India
Pauli, Markus - 2020
financial integration. India is a particularly insightful case study due to the sheer number of people excluded from formal … its dominant group-based approach. Third, the article will examine why people opt to take micro-credit at 33 percent …
Persistent link: https://www.econbiz.de/10012837376
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Self Help Groups, Financial Inclusion and Women Empowerment – A Critique
Shetty, Sowjanya - 2015
In recent years financial inclusion has been given top priority as financial development and economic growth are interdependent. Women constitute almost half of country's population and their work participation is also increasing and diversifying and impacting her family, neighbourhood and the...
Persistent link: https://www.econbiz.de/10013015250
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Understanding financial inclusion in East Africa : how does Tanzania compare?
Lotto, Josephat - In: International journal of finance & economics : IJFE 27 (2022) 1, pp. 1075-1084
Persistent link: https://www.econbiz.de/10012814981
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Financial inclusion dynamics in WAEMU: Was digital technology the missing piece?
Senou, Melain Modeste; Ouattara, Wautabouna; Acclassato … - In: Cogent Economics & Finance 7 (2019) 1, pp. 1-16
Like most of International Institutions, the Central Bank of West African States (BCEAO) considers universal access to finance as key to empowering disadvantaged people. Fitting into that context, this study aims to assess the accelerating role of digital technologies using mobile phone...
Persistent link: https://www.econbiz.de/10014001575
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What drives financial sector development in Africa? : insights from machine learning
Ofori, Isaac Kwesi; Quaidoo, Christopher; Ofori, Pamela E. - 2021
This study uses machine learning techniques to identify the key drivers of financial development in Africa. To this end, four regularization techniques- the Standard lasso, Adaptive lasso, the minimum Schwarz Bayesian information criterion lasso, and the Elasticnet are trained based on a dataset...
Persistent link: https://www.econbiz.de/10012667322
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Financial inclusion dynamics in WAEMU : was digital technology the missing piece?
Senou, Melain Modeste; Ouattara, Wautabouna; Acclassato … - In: Cogent economics & finance 7 (2019) 1, pp. 1-16
Like most of International Institutions, the Central Bank of West African States (BCEAO) considers universal access to finance as key to empowering disadvantaged people. Fitting into that context, this study aims to assess the accelerating role of digital technologies using mobile phone...
Persistent link: https://www.econbiz.de/10014232458
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M-PESA and Financial Inclusion in Kenya : Of Paying Comes Saving?
Van Hove, Leo - 2019
Mobile financial services such as M-PESA in Kenya are said to promote inclusion. Yet only 7.6 per cent of the Kenyans in the 2013 Financial Inclusion Insights dataset have ever used an M-PESA account to save for a future purchase. This paper uses a novel, three-step probit analysis to identify...
Persistent link: https://www.econbiz.de/10012893233
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Infrastructure, Urbanization, and the Financial Inclusion of Chinese Households
Lyons, Angela - 2017
enhance households' access to and usage of the financial system, especially the formal banking system, is to ensure that an … investigate how the infrastructure affects the usage of formal bank loans for both urban and rural households in the People … informational), is significantly associated with the loan demand—most notably for urban households using formal bank loans. Further …
Persistent link: https://www.econbiz.de/10012950670