-French language border within Switzerland. We find that students in the French-speaking area have a lower level of financial literacy … than students in the German-speaking area. The difference in financial literacy across the language groups is stronger … literacy is mainly related to systematic differences in financial socialisation across the language groups. Students in the …

concepts and financial language. Specifically, we are interested in which factors are important should this comprehension be … the complexity of language used in the banking sector tend to limit trust granted to financial institutions. We test the …

students. While key issues concerning financial literacy among adolescents are fairly well known, and governments see the … language background …

on intertemporal choice. The chapters exploit the Swiss language border as a natural laboratory to study the influence of … the language border in the canton of Fribourg. An analysis of underlying channels suggests that observed differences in … Finanzwissen und die intertemporale Allokation von Konsum. Die Kapitel nutzen die Schweizer Sprachgrenze als natürliches Labor, um …