explain about two-thirds of the variation of bank capitalization over the business cycle. We estimate that provisioning …

Countercyclical bank capital requirements have emerged as a popular regulatory tool to help smooth financial cycles …. The idea is to reduce capital requirements when exogenous shocks cause aggregate bank capital to decrease so that …-consistent capital regulation requires that bank capital is rebuilt gradually during financial crises. In particular, banks must be able …

We model bank management actions in severe stress test conditions using a game-theoretical framework. Banks update …

and bank deposits for stablecoins in payments and the financial system more broadly, particularly the current system of … bank-intermediated credit and for monetary policy. …

This paper studies how banks simultaneously manage the two sides of their balance sheet and its implications for bank … risk taking and real economic activity. First, we analyze how changes in funding affect the supply of bank loans. We then …

change in NPL ratios tends to depress bank lending volumes, widens bank lending spreads and leads to a fall in real GDP …