affected banks and by non-affected non-bank financial institutions (NBFIs)? To answer this question, we apply a difference …What is the impact of a sudden and sizeable increase in bank capital requirements on the lending activity by directly … that insurance companies, financial enterprises, and factoring companies - but not leasing companies - and Non-EBA banks …

diversification within large banks and financial conglomerates. We discuss the limited value of the normal distribution based …We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and … of the risk distribution. This measure is estimated and indicates better diversification benefits for conglomerates …

. However, bank customers will only turn to the new business model of web-based financial intermediation if the economic …