Showing 1 - 10 of 5,555
regulation of the banking sector, especially in terms of the structure of the sector, pricing behaviour and use of profits …
Persistent link: https://www.econbiz.de/10013152291
In this paper we study how competition and financial soundness affect financial inclusion in Sub-Saharan Africa (SSA …). We use detailed individual-level survey data, combined with key country-level indicators of bank competition and …, and bank loans). We find that more competition tends to increase the probability of access to these financial products. On …
Persistent link: https://www.econbiz.de/10012895126
bank competition measures to study the role of banking system structure as a determinant of cross-country variability in … country and time fixed effects. We find that greater banking industry concentration is associated with more access to deposit … are robust to changes in sample, data, and estimation strategy and suggest that the degree of competition is an important …
Persistent link: https://www.econbiz.de/10011883235
economic growth are ambiguous in theory. Moreover, measuring competition in the financial sector can be complex. In this paper … Claessens and Laeven first estimate for 16 countries a measure of banking system competition based on industrial organization … theory. They then relate this competition measure to growth of industries and find that greater competition in countries …
Persistent link: https://www.econbiz.de/10014067598
afterward in Russia and other former Soviet Union countries. Before the crisis a banking failure arose owing to the coexistence … conditions for banking development. …
Persistent link: https://www.econbiz.de/10010371086
Competition among banks promotes growth and stability for an economy with production externality. Following Arrow and … Debreu (1954), I formulate a standard growth model with externality — a two-period version of Romer (1986) — as a game among …
Persistent link: https://www.econbiz.de/10013116440
This paper investigates whether the country-level financial environment in which microfinance institutions (MFIs) have to work affects their operations. In particular, we argue that the efficiency of MFIs is determined by the extent to which financial markets of countries are developed. On the...
Persistent link: https://www.econbiz.de/10013071227
This study looks at the determinants of profitability in the GCC banking system over the period 1999 to 2012. Variables … regressions. While spread of banking activity has no impact on bank profitability, stock market capitalization as ratio of GDP has …
Persistent link: https://www.econbiz.de/10013014880
Using administrative account level data, we study the largest financial inclusion program in India that led to 255 million new bank account openings. About 77% of these accounts maintain a positive balance. While the initial usage remains quite infrequent, it gradually converges to that of...
Persistent link: https://www.econbiz.de/10012964578
The positive relation between financial development and economic growth seems to have weakened in recent years and when … finance-growth nexus for a comprehensive sample of more than 100 countries during 1996-2005. We find an independent and … economically significant effect of higher mean cost efficiency for economic growth, suggesting that the interaction between better …
Persistent link: https://www.econbiz.de/10013156273