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Nyborg, Kjell G. - 2015

in modern monetary and financial systems, namely central bank collateral frameworks. Their importance can be understood …, not defined in a market, but by the collateral frameworks and interest rate policies of central banks. Using the … collateral framework of the Eurosystem as a basis of illustration and case study, the paper brings to light the functioning …

Persistent link: https://www.econbiz.de/10011296085

Banks' complexity-risk nexus and the role of regulation

Martynova, Natalya; Vogel, Ursula - 2021

We investigate the relationship between bank complexity and bank risk-taking using German banking data over the period 2005-2017. We find that more complex banking organizations tend to take on more risk, but that this complexity-risk nexus decreases over time. We study how regulatory...

Persistent link: https://www.econbiz.de/10012510180

Flight from safety : how a change to the deposit insurance limit affects households' portfolio allocation

Damar, Evren; Gropp, Reint; Mordel, Adi - 2019

We study how an increase to the deposit insurance limit affects households' portfolio allocation by exogenously increasing the share of safe financial assets. Using unique data that identify insured versus uninsured deposits, along with detailed information on Canadian households' portfolio...

Persistent link: https://www.econbiz.de/10012058901

Hidden Cost of Better Bank Services : Carefree Depositors in Riskier Banks?

Choi, Dong Beom - 2018

Better customer service helps banks attract core deposits and increase funding stickiness by raising depositors' switching costs and enhancing their loyalty. This funding stickiness, however, could impair market discipline and lead to excessive risk-taking. We find that banks providing better...

Persistent link: https://www.econbiz.de/10012936566

Bank Lobbying as a Financial Safety Net : Evidence from the Post-Crisis U.S. Banking Sector

Asai, Kentaro - 2020

This paper argues that creditors reflect the financial-safety-net aspect of bank lobbying, plausibly considering the connection between bank lobbying and government bailouts. Using a structural approach, I show that bank lobbying is negatively associated with the occurrence of a run-like...

Persistent link: https://www.econbiz.de/10012852488

Asset encumbrance, bank funding and financial fragility

Ahnert, Toni; Anand, Kartik; Gai, Prasanna; Chapman, James - 2016

How does asset encumbrance affect the fragility of intermediaries subject to rollover risk? We offer a model in which a bank issues covered bonds backed by a pool of assets that is bankruptcy remote and replenished following losses. Encumbering assets allows a bank to raise cheap secured debt...

Persistent link: https://www.econbiz.de/10011451099

Leverage? What Leverage? A Deep Dive into the U.S. Flow of Funds in Search of Clues to the Global Crisis

Bayoumi, Tamim; Bhatia, Ashok Vir - International Monetary Fund (IMF) - 2012

. Instead it shows, first, that the use of ill-suited collateral in the secured funding operations of U.S.-based investment …

Persistent link: https://www.econbiz.de/10010790365

Republic of Moldova; Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Monetary and Financial Policy Transparency, Banking Supervision

International Monetary Fund (IMF); International … - 2005

This paper reviews Moldovaâ€™s Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on Monetary and Financial Policy Transparency, and Banking Supervision. Compliance with the Basel Core Principles and the IMF Code of Good Practices on...

Persistent link: https://www.econbiz.de/10005591788

Trinidad and Tobago; Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics, Banking Supervision, and Payment Systems

International Monetary Fund (IMF); International … - 2006

This paper discusses Trinidad and Tobagoâ€™s (TTO) Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on Banking Supervision, and Payment Systems. TTOâ€™s financial system is relatively large and structurally complex, demonstrating both...

Persistent link: https://www.econbiz.de/10005825460

A Framework for Financial Market Development

Chami, Ralph; Sharma, Sunil; Fullenkamp, Connel - International Monetary Fund (IMF) - 2009

the two main compromises: the tradeoffs between maturity and collateral, and between seniority and control. The framework …

Persistent link: https://www.econbiz.de/10008528687