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Union (EMU) banking sector. The paper's central hypothesis that capital adequacy of the EMU banking sector influenced credit … the same time, more than 23% of loans' variability might be explained by variability in capital adequacy. All significance …, the sub-hypothesis that higher capital adequacy resulted in negative credit growth was supported for the crisis period. We …
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market-friendly business model and supporting scheme to help SMEs gain access to credit on a sustainable basis. Given the …
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