Finanzsysteme vermitteln Kapital zwischen Anlegern und Kapitalnachfragern, ermöglichen hierdurch In-vestitionen und bestimmen somit die langfristige wirtschaftliche Entwicklung mit. In der vergleichenden Finanzsystemforschung wird zwischen bankbasierten und kapitalmarktbasierten Finanzsystemen...

As expected, this comparison of the German and the UK banking systems shows substantial differences between the countries. In the UK, savings banks disappeared long ago and other regional banks have never become important in lending to business. Instead, the five large commercial banks dominate...

A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be decentralised not only regarding the distribution of banks, but also its financial and political system more generally. Decentralised banks, which are predominantly regional savings banks...

Cover -- Title -- Copyright -- Contents -- List of figures -- List of maps -- List of boxes -- List of tables -- Preface -- Acknowledgements -- List of abbreviations -- 1 Introduction -- 1.1 The geography of finance and SME lending -- 1.2 Credit decisions and rating systems -- 1.3 Research...

Die Unterscheidung von Finanzsystemen erfolgt meist aus einer ökonomisch geprägten Perspektive entlang der Dichotomie bank- versus kapitalmarktbasierte Systeme oder betrachtet monetäre Größen einer Finanzwirtschaft als Indiz fur den Entwicklungsgrad einer Volkswirtschaft. Andere...

When looking at the Spanish banking market through a German lens, the differences between the banking markets in these countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become obvious. Despite our hypotheses that Spanish savings...