Showing 1 - 10 of 4,976
The study examines the effectiveness of financial development, financial access, and ICT diffusion in reducing the …, ICT usage, and ICT access, ICT skills is remarkable in reducing both the severity and intensity of poverty. The results … further unveil that, though ICT skills reduce the intensity and severity of poverty in SSA, the effect is more pronounced in …
Persistent link: https://www.econbiz.de/10012650683
This paper highlights the importance of financial education and digital literacy in the context of the digitization of the economy. Building on the theoretical grounds established in the literature we use relevant data and statistics from comprehensive studies on financial education, financial...
Persistent link: https://www.econbiz.de/10014327966
supply to liquid liabilities. This equation has put on the margin (and skewed) burgeoning phenomena of mobile banking …
Persistent link: https://www.econbiz.de/10011409238
banking development reduces the cash flow sensitivity of fixed investment spending, particularly for small firms, and that it …In this paper we investigate the effect of local banking development on firms' innovative activities, using a rich data … set on innovation for a large number of Italian firms over the 1990's. There is evidence that banking development affects …
Persistent link: https://www.econbiz.de/10003297705
Developments in information technology are fundamentally changing many traditional business models. Progress in the IT … be controlled. In view of the inefficiency of the existing banking system as well as the economic superiority of web …-based alternatives, it seems that it will only be a matter of time before a system change takes place in the banking business. …
Persistent link: https://www.econbiz.de/10010532619
In the last thirty years, the world’s economies have changed significantly. New technology developments have enabled … the transition from the industrial economy to the network economy. The network economy is based on information technology … both aspects of financialisation and its influence on the financial and banking system. This purpose determines the …
Persistent link: https://www.econbiz.de/10011539892
'mobile phone penetration' and 'mobile banking', with a higher income-equalizing effect in the latter than in the former …
Persistent link: https://www.econbiz.de/10011409902
banking. It suggests a practicable way to disentangle the effects of mobile banking on various financial sectors. Research … in the literature that emphasize the need for research on mobile banking. The mobile-finance nexus is gaining momentum …, yet relatively little scholarly research explores the incidence of these m-banking/m-payment (systems) on financial …
Persistent link: https://www.econbiz.de/10011410056
In the first empirical assessment of the incidence of mobile banking on financial intermediary development in Africa … banking has a negative incidence on traditional financial intermediary dynamics of depth, activity and size. However, when a … previously missing informal-financial sector component is integrated into the definition (Asongu, 2011), mobile-banking has a …
Persistent link: https://www.econbiz.de/10011410061
and; it is a wake-up call for scholarly research on informal financial development indicators which will oriented monetary …
Persistent link: https://www.econbiz.de/10011410063