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To explore the determinants of peer-to-peer (P2P) lending expansion, this study examines factors that impact P2P lending using a sample of 62 economies over the period 2015-2017. We investigate the effects of financial development and financial literacy on the expansion of P2P lending. The level...
Persistent link: https://www.econbiz.de/10012181873
To explore the determinants of peer-to-peer (P2P) lending expansion, this study examines factors that impact P2P lending using a sample of 62 economies over the period 2015–2017. We investigate the effects of financial development and financial literacy on the expansion of P2P lending. The...
Persistent link: https://www.econbiz.de/10012835251
Persistent link: https://www.econbiz.de/10014435354
The financial technology (fintech) sector is revolutionizing traditional financial practices, yet little information …
Persistent link: https://www.econbiz.de/10012156392
The aim of this paper is to present the role of Financial Technologies, or Fintech, in the financial industry …, specifically in the banking sector, using data from the Reserve Bank of India's Report of the Working Group on Fintech and Digital … Banking (2017). The paper discusses recent Fintech developments in Indian banking in detail. This research indicates a …
Persistent link: https://www.econbiz.de/10013349179
About two billion people in the world do not own a financial account and there are many more who use financial services only occasionally. In the past, initiatives which address these problems of financial exclusion focused on the supply side of financial markets, in particular by increasing the...
Persistent link: https://www.econbiz.de/10012313788
Recent innovations in digital financial technologies (FinTech) have called into question the role of FinTech in … financial development. This study examines FinTech's direct and conditional effects on financial development using data from … two conditional factors (financial performance and financial inclusion) were investigated vis-à-vis FinTech penetration …
Persistent link: https://www.econbiz.de/10014383550
Fintech promises to spur financial inclusion and close the gender gap in access to financial services. Using novel … survey data for 28 countries, this paper finds a large and ubiquitous ‘fintech gender gap’: while 29% of men use fintech … differences in the willingness to use new financial technology or fintech entrants if they offer cheaper services account for half …
Persistent link: https://www.econbiz.de/10013238278
This report presents the findings of a global survey on AI in Financial Services jointly conducted by the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School and the World Economic Forum in Q2-Q3 2019. Representing one of the largest global...
Persistent link: https://www.econbiz.de/10012842311
Persistent link: https://www.econbiz.de/10012309247