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. Using this framework, we show conditions under which idiosyncratic shocks to bank lending can generate aggregate … sector for many countries is indeed granular, as the right tail of the bank size distribution follows a power law. We then … concentration is associated with a positive and significant relationship between bank-level credit growth and aggregate growth of …
Persistent link: https://www.econbiz.de/10010225567
right tail of the bank size distribution follows a power law. Also, the presence of big banks as measured by high market …
Persistent link: https://www.econbiz.de/10010336792
opening of 420 million bank accounts, of which 53.26% belonged to women, though surveys have suggested that almost 55% of …
Persistent link: https://www.econbiz.de/10012627087
We study the dependence between the downside risk of European banks and insurers. Since the downside risk of banks and insurers differs, an interesting question from a supervisory point of view is the risk reduction that derives from diversification within large banks and financial...
Persistent link: https://www.econbiz.de/10011346454
” legislation is crucial to reduce the systemic risk. Pre-emptive measures are needed to address weaknesses in mortgage lending …
Persistent link: https://www.econbiz.de/10013120250
data indicate that bank failures in a county are associated with a reduction in debt and rewards crowdfunding, and total … crowdfunding (including donations and rewards as well, however, bank failures are statistically unrelated to those types of … crowdfunding in our empirical setting). The data are consistent with bank failures being associated with a reduction in the …
Persistent link: https://www.econbiz.de/10012896639
facilities contributes positively and significantly to stability in the banking sector, leading to greater bank resilience …
Persistent link: https://www.econbiz.de/10012816411
The growing popularity of fintechs has led the Financial Stability Board (FSB) to publish considerations about the effects of this emerging industry on stability and efficiency in the financial sector. Against this background, this paper compares the effects of competition and collaboration...
Persistent link: https://www.econbiz.de/10012419125
the text, purpose, and structure of the National Bank Act and other core federal banking statutes. Conferring banking … and close destructive loopholes in banking law by: ¶ ending the ILC exemption to the Bank Holding Company; and ¶ removing …
Persistent link: https://www.econbiz.de/10013229164
We design a new, implementable capital requirement for large financial institutions (LFIs) that are too big to fail. Our mechanism mimics the operation of margin accounts. To ensure that LFIs do not default on either their deposits or their derivative contracts, we require that they maintain an...
Persistent link: https://www.econbiz.de/10008840030