This study investigates the behavior of bank non-performing loans in the Fintech era. Using data from 35 developed … countries from 1998 to 2016, the findings show that non-performing loans are fewer in the second wave Fintech era. Also, bank …

adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a … novel dataset that provides information on hardware used in US commercial bank branches after mapping them to their parent … bank. We find that higher intensity of IT-adoption led to significantly lower non-performing loans when the crisis hit …

the data analysis shows that there is a strong relationship between credit risk parameters and returns of the bank …

financing as dependent variables and bank specific variables (BSV) to determine the credit risk. It uses 12 years of unbalanced …. The bank's age is also an important factor influencing the credit risk level. Moreover, regulatory capital significantly …