innovation can affect social welfare. We then survey the empirical literatures relating to several specific financial innovations … include examples of significant fintech innovations that are transforming various aspects of banking. Drawing on the …

The term “financial technology” (or FinTech) refers to the application of technology for the provision of financial … services. FinTech companies are attracting the interest of both financial services users and investment firms, which see them … as the future of the financial sector. This article examines the drivers of the evolution of the FinTech sector. These …

Revolution” is at stake. This article presents a new fintech innovation mapping approach that enables the assessment of the … technology innovations, and process disruptions. The industry as a whole, and many new fintech start-ups are looking for new …. The long-standing dominance of leading firms that are not able to figure out how to effectively hook up with the “Fintech …

system's receptivity to FinTech business. An economic, pro-innovation agenda is at work. Distinct policy questions are … responds to challenges faced by FinTech innovators in navigating an unwieldy regulatory landscape not designed with FinTech in … experimental space for firms testing innovative FinTech products and services, it is also a novel regulatory experiment for …

driven financial innovation; and (iii) what the rise of fintech and bigtech implies for the structure of the financial system …Financial innovation in the form of new delivery channels, products, and providers has helped push out the frontier of … examples for this. The same financial innovation has also blurred the regulatory boundaries of the financial system, with …

This paper is a review of fintech and its interaction with banking. Included in fintech are innovations in payment … contract playing a role. The paper provides a definition of fintech, examines some statistics and stylized facts, and then …

This paper is a review of the literature on fintech and its interaction with banking. Included in fintech are … blockchain-assisted smart contracts playing a role. The paper provides a definition of fintech, examines some statistics and …

worldwide. This growth can be encouraged by the EY FinTech Adoption Index, which indicates a global average FinTech Adoption of …