Purpose: The aim of this article was to better understand the alignment of banking business models with disruptive technologies. Design/methodology/approach: An explorative study was used to uncover participants' views of technology adoption in a particular banking institution in South Africa....

Technology-driven financial services transaction is profoundly changing the nature of banking. The developments in various domains like payments, lending, credit assessments, etc. are being driven by the ability to extract and process vast amount of data and predominantly by firms outside the...

This report presents the findings of a global survey on AI in Financial Services jointly conducted by the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School and the World Economic Forum in Q2-Q3 2019. Representing one of the largest global...

1. Introduction -- 2. A comparative analysis of the Chinese and the US financial system and its regulatory environment -- 3. China’s deepening integration into global financial markets: lessons from the US counterpart -- 4. Pre- and post-pandemic Sino-US inbound and outbound investments -- 5....

PART I: Overview of Banking and Finance -- 1. Introduction: An Overview of Africa’s Financial Systems -- PART II: FinTech, Financial Inclusion and Banking Sector Development -- 2. Inflation, Interest Rates and Exchange Rates in Africa -- 3. Bank Market Structure and Competition in Africa -- 4....

The purpose of this study is to examine the impact of the financial technology (fintech) services provided by banks on their performance. We also investigate the influence of fintech firms' growth (as competitor firms) on banks' financial performance. We extend our analysis to investigate the...