Stress testing in Banks is crucial for risk mitigation both from regulatory and managerial standpoint. The U.S. sub-prime crisis of 2008 triggered economic recession across the globe and various agencies like financial institutions, regulators, credit agencies, government policies, and...

Financial Technologies have transformed banking and financial services operations worldwide over the last decade. It has simplified the customer's and banking authorities' lives significantly. The paper reviews briefly the most commonly used financial technologies (Fintech) – Artificial...