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countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become … significant as savings banks in Germany, at least not for SME finance. Notwithstanding recent initiatives to create a common …
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SME lending. The degree of banks' centralization is also approximated by the spatial concentration of bank employees and …
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several problems in accessing the bank loans market, dominated by the political and contractual weight of state …
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