1. Overview -- 2. Asymmetric Information in Banking -- 3. Credit Rationing and Financial Constraints -- 4. Relationship Lending and Banking Models 2 -- 5. The Evolution of Corporate Banking and Multi-Banking Lending -- 6. Financial Risks and the Role of Banking Regulation -- 7. The “Twin...

This study unravels trends and momentum in banking and mobile money channels and uptake of select services and thereafter draws implications for enhancing financial inclusion through Digital Financial Services (DFS). The Rate of Change (ROC) approach was applied to analyze the growth momentum in...

Blockchain is one of the primary digital technologies utilised in the finance industry with huge future potential. This study conducts a systematic literature review of a final sample of 407 prior literature from an initial set of 1979 records for the sample period of 2013–2020 with regard to...

Digital transformation underscored by the fourth industrial revolution has led to the emergence of sophisticated technology-enabled financial services known as fintech, that has swiftly altered traditional financial services space. Global adoption of fintech is rapidly increasing due to its...