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Awareness and access to fintech lending by micro steel enterprises in Punjab, India

Sachdev, Naresh; Sood, Kiran; Kawal Nain Singh - In: Digital transformation, strategic resilience, cyber …, (pp. 1-15). 2023

Persistent link: https://www.econbiz.de/10014428574

FinTech literacy and lending among micro steel enterprises in Punjab, India

Sachdev, Naresh; Kawal Nain Singh - In: International journal of revenue management : IJRM 13 (2023) 4, pp. 281-296

Persistent link: https://www.econbiz.de/10014430715

The rise of Fintech lending to small businesses : businesses' perspectives on borrowing

Barkley, Brett; Schweitzer, Mark E. - In: International journal of central banking : IJCB 17 (2021) 1, pp. 35-65

Persistent link: https://www.econbiz.de/10013169242

The Rise of Finance Companies and FinTech Lenders in Small Business Lending

Gopal, Manasa - 2020

We document that finance companies and FinTech Lenders increased lending to small businesses after the 2008 financial … larger market share before the crisis, finance companies and FinTech lenders increased their lending more. By 2016, the … increase in finance company and FinTech lending almost perfectly offset the decrease in bank lending. We control for firms …

Persistent link: https://www.econbiz.de/10012834210

The Impacts of Fintech on Small Business Borrowing

Palladino, Lenore - 2020

Fintech lending to small businesses is growing rapidly in the United States, but the industry remains largely unregulated. In this study, I examine borrower outcomes when a borrower states that they are using credit from a fintech for small business purposes; I subsequently examine the...

Persistent link: https://www.econbiz.de/10012844341

The real effects of FinTech lending on SMEs : evidence from loan applications

Eça, Afonso; Ferreira, Miguel A.; Prado, Melissa Porras; … - 2022

We show that FinTech lending affects credit markets and real economic activity using a unique data set of a Peer-to-Business platform for which we have the universe of loan applications. We find that FinTech serves high quality and creditworthy small businesses who already have access to bank...