Financial services firms play a key role in the European economy. The efficiency and profitability of these firms and the competition among them have an impact on allocation of savings, financing of investment, economic growth, the stability of the financial system and the transmission of...

The ageing population and its impact on financial services and insurance was the subject of a recent Thinkpiece by Jane Vass of Age Concern. However what about the impact of rising migration that also seems likely for Europe in the coming decades? How important will immigration be in picking up...