Showing 1 - 10 of 3,591
lack of credit history and legal documents, bank resistance, and customer feelings of distrust and disrespect contribute to …, Canada, and internationally—can benefit people who are unbanked and underbanked as an alternative to “fringe” banking …
Persistent link: https://www.econbiz.de/10013236554
The paper studies the determinants of being unbanked in the euro area and the United States as well as the effects of being unbanked on wealth accumulation. Based on household-level data from The Eurosystem Household Finance and Consumption Survey and the U.S. Survey of Consumer Finances, it...
Persistent link: https://www.econbiz.de/10011517024
financial inclusion and bank stability. However, we still know little of how the former impacts the stability of financial … services providers. This paper focuses on financial inclusion and its influence on bank stability. By using a sample of 102 … loan ratio, which also means that higher level of financial inclusion contributes to greater bank stability. Or, to make it …
Persistent link: https://www.econbiz.de/10013461679
This report presents the findings of a global survey on AI in Financial Services jointly conducted by the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School and the World Economic Forum in Q2-Q3 2019. Representing one of the largest global...
Persistent link: https://www.econbiz.de/10012842311
Interconnectedness among insurers and reinsurers at a global level is not well understood and may pose a significant risk to the sector, with implications for the macroeconomy. Models of the complex interactions among reinsurers and with other participants in the financial system and the real...
Persistent link: https://www.econbiz.de/10011521658
This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US has higher credit card usage compared to the UK while...
Persistent link: https://www.econbiz.de/10012509977
This article presents some criticisms of financial inclusion. It notes that (i) financial inclusion is an invitation to live by finance and leads to the financialisation of poverty; (ii) some of the benefits of financial inclusion disappears after a few years; (iii) financial inclusion ignores...
Persistent link: https://www.econbiz.de/10012835935
Financial services constitute an important net export for the UK economy, for which the rest of the EU is the largest market. This paper considers the likely consequences of Brexit for this sector. A ‘soft' Brexit, whereby the UK leaves the EU but remains in the single market, would be a...
Persistent link: https://www.econbiz.de/10012966527
The study develops a comprehensive scale of trust in the financial system, to account for its various dimensions. A multistage approach is adopted in the study for this purpose. After reviewing relevant literature and conducting focused group discussions, we collected data from investors through...
Persistent link: https://www.econbiz.de/10014447480
for payment systems. Crisis management and bank resolution functions will also sit with the BoE.The new arrangements are …
Persistent link: https://www.econbiz.de/10013118921