effect on sustainability, the emergence of new competitors such as FinTech companies, the role of mobile banking in the … created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support …

regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes … recent developments, we argue that FinTech applications are expected to complement, not to replace, existing banking and … financial services. However, we warn against existing regulatory loopholes and regulatory arbitrage for FinTech applications and …

features along the evolutionary path -- 4. Banking support for firms: some business areas -- 5. FinTech: challenges and … phenomena, which are currently characterizing the financial environment: FinTech and sustainable finance. Both FinTech and …

Supersedes Working Paper 17-17 Fintech has been playing an increasing role in shaping financial and banking landscapes … billion to examine whether the fintech lending platform could expand credit access to consumers. We find that LendingClubâ … markets and in areas that have fewer bank branches per capita. We also find that the portion of LendingClub loans increases in …