In India, the business case of the BC model is yet unclear. The main limiting factor is very low customer activity rates. Low usage is compounded by the prevalence of unduly low pricing models on the basic savings proposition, which is based on a perception that customers have low willingness to...

This paper provides an overview of the potential for and constraints to using broadband channels and applications to increase financial inclusion globally and specifically in Latin America. We review ten different financial service opportunity areas, including savings services with enhanced...

This report contains an initial evaluation of the opportunities for spreading financial services through business networks in local communities across sub-Saharan Africa. The central premise is that small, local business that are able to establish a data-rich, trusted relationship with financial...