"More than a decade after the 2008 financial crisis, African Americans and other individuals are still struggling to hold on to their homes. In this book, we examine the inequitable treatment of African Americans under the United States' current financial system. From 2008 to the third quarter...

We investigate the impact of Great Recession policies in California that substantially increased lender pecuniary and time costs of foreclosure. We estimate that the California Foreclosure Prevention Laws (CFPLs) prevented 250,000 California foreclosures (a 20% reduction) and created $300...

We investigate the impact of Great Recession policies in California that substantially increased lender pecuniary and time costs of foreclosure. We estimate that the California Foreclosure Prevention Laws (CFPLs) prevented 250,000 California foreclosures (a 20% reduction) and created $300...