, committed to pay the mortgage holders the full values of their homes, and retained those homes. In Nobelman, the Court … of their houses, lease the houses for one year, file bankruptcy, and propose mortgage modification plans that pay … mortgage holders the full current values of the houses. This Article argues that despite the artificiality of a move-out with …

modifications specifically targeted to mortgage relief? The 2007–2012 financial crisis provides a unique opportunity to assess … whether bankruptcy can help homeowners avoid the negative consequences of over-indebtedness and mortgage default. This … empirical study analyzes a large, loan-level mortgage dataset to determine which variables are associated with delinquency and …

The subprime mortgage crisis was not only an economic disaster but posed challenges to traditional rules of property … securities regulation statutes. In addition, U.S. banks greased the wheels of the mortgage securitization process by creating a … privatized mortgage registration system that has undermined the clarity and publicity of property titles. Because of …