our model. Banks increased lending to the agricultural sector in counties with higher insurance coverage after 1980, even … insurance such that their overall risk did not increase meaningfully. We discuss the implications of our results in the light of …In this paper, we introduce a model to study the interaction between insurance and banking. We build on the Federal …

, banks' disclosures about relevant risk exposures were relatively sparse. Such disclosures came later after major concerns …This paper examines banks' disclosures and loss recognition in the financial crisis and identifies several core issues … about banks' exposures had arisen in markets. Similarly, the recognition of loan losses was relatively slow and delayed …

financial stability. Our analysis suggests that, going into the financial crisis, banks' disclosures about relevant risk … exposures were relatively sparse. Such disclosures came later after major concerns about banks' exposures had arisen in markets …. Similarly, banks delayed the recognition of loan losses. Banks' incentives seem to drive this evidence, suggesting that …

between these two approaches has enriched our understanding of systemic financial risk. After presenting a brief summary of … key terminology, we review models for leverage and endogenous risk dynamics. We then review the network aspects of … systemic risk, including models for the three main channels of contagion: counterparty loss, overlapping portfolios and funding …

This paper examines the potential for the U.S. insurance industry to cause systemic risk events that spill over to … the potential to cause systemic risk, and most global insurance organizations have exposure to derivatives markets. To … reduce systemic risk from non-core activities, regulators need to develop better mechanisms for insurance group supervision …

Mortgage insurance compensates lenders for losses in the event of default by borrowers. Whether offered by private … mortgage insurance companies or the Federal Housing Administration (FHA), mortgage insurance is often required for borrowers … with insufficient wealth for a large downpayment in order to purchase a home. Consequently, mortgage insurance is …

The objective of this paper is to evaluate the extent to which the design of regulatory banking and insurance capital … banking and insurance regulatory frameworks and evaluated the three aforementioned areas in the context of financial system … incentivise behaviours across the banking and insurance industries that give rise to endogenously‐generated financial system …

This paper uncovers if and how insurance companies react to shocks to collateral in their portfolio of securitized … surge in small banks holding CMBS—and the composition of their CMBS portfolio affects their trading behavior in other assets …. Our results indicate that institutional investors actively monitor underlying asset risk, and even gain an informational …

This paper uncovers if and how insurance companies react to shocks to collateral in their portfolio of securitized … surge in small banks holding CMBS-and the composition of their CMBS portfolio affects their trading behavior in other assets …. Our results indicate that institutional investors actively monitor underlying asset risk, and even gain an informational …