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and saving for young and old home-owners, both through a direct wealth eff ect and through housing equity serving as …
Persistent link: https://www.econbiz.de/10011533763
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leverage from 2002 to 2006 and the increase in defaults from 2006 to 2008. Employing land topology-based housing supply …
Persistent link: https://www.econbiz.de/10013152833
We study the house price recovery in the U.S. single-family residential housing market since the outbreak of the … mortgage crisis, which, in contrast to the preceding housing boom, was not accompanied by a rise in homeownership rates. Using … affected investors' access to residential properties, we estimate that the increasing presence of institutions in the housing …
Persistent link: https://www.econbiz.de/10012197788
On 15th November 2012 in Copenhagen, SUERF and Nykredit in association with Danmarks Nationalbank organised a conference on “Property prices and real estate financing in a turbulent world.” The papers included in this SUERF Study are based on contributions to the conference.
Persistent link: https://www.econbiz.de/10011689960
On 15th November 2012 in Copenhagen, SUERF and Nykredit in association with Danmarks Nationalbank organised a conference on "Property prices and real estate financing in a turbulent world". The papers included in this SUERF Study are based on contributions to the conference.
Persistent link: https://www.econbiz.de/10011711756
Persistent link: https://www.econbiz.de/10003899425
The global financial crisis heralded a new era of macroprudential mortgage regulations such as loan-to-value and loan-to-income restrictions. Such measures safeguard the financial system but can lead to credit access difficulties, in particular for first-time buyers. In this paper, we examine...
Persistent link: https://www.econbiz.de/10012389960
Excessive household borrowing has been identified as an important determinant of financial crises. Borrower-based macroprudential instruments have been proposed as a possible remedy. In Germany, two instruments have been available to macroprudential supervisors since 2017: a cap on the...
Persistent link: https://www.econbiz.de/10012589225