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Peer to peer lending : a (financial stability) risk perspective
Käfer, Benjamin - 2016
The aim of this paper is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of...
Persistent link: https://www.econbiz.de/10011458773
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Politicians, trust and financial literacy: when do politicians care?
Masciandaro, Donato - 2023
Persistent link: https://www.econbiz.de/10014470654
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Peer-to-Peer lending : a (financial stability) risk perspective
Käfer, Benjamin - In: Review of economics 69 (2018) 1, pp. 1-25
Persistent link: https://www.econbiz.de/10012010156
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Financial literacy and financial resilience : evidence from Italy
Bottazzi, Laura; Oggero, Noemi - In: Journal of financial literacy and wellbeing : FLW 1 (2023) 2, pp. 199-224
In this paper, we examine financial literacy and financial resilience in Italy. We show that financial literacy is particularly low among the young, women, and the less educated. We also highlight regional differences in financial knowledge, with individuals in Southern Italy performing worse....
Persistent link: https://www.econbiz.de/10014516084
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Financial literacy for financial resilience : evidence from Cyprus during the pandemic period
Andreou, Panayiotis C.; Anyfantaki, Sofia; Atkinson, Adele - 2023
This study takes Cyprus as a case country to examine the role of financial literacy for financial resilience in the pandemic period. Responses to the survey questions to assess the level of financial literacy show that in 2021 less than 4 out of 10 respondents had a good financial knowledge...
Persistent link: https://www.econbiz.de/10014351441
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Households' financial resilience, risk perceptions, and financial literacy : evidence from a survey experiment
Bucher-Koenen, Tabea; Fessler, Pirmin; Silgoner, Maria … - 2023 - This version: 21 December 2023
We examine the financial resilience of Austrian households, relating it to their experience of financial shocks earlier in life and to their financial literacy. We find that previous negative (positive) financial shocks are negatively (positively) related to financial resilience. Financial...
Persistent link: https://www.econbiz.de/10014473206
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Financial Literacy for Financial Resilience : Evidence From Cyprus During the Pandemic Period
Andreou, Panayiotis C.; Anyfantaki, Sofia; Atkinson, Adele - 2023
This study takes Cyprus as a case country to examine the role of financial literacy for financial resilience in the pandemic period. Responses to the survey questions to assess the level of financial literacy show that in 2021 less than 4 out of 10 respondents had a good financial knowledge...
Persistent link: https://www.econbiz.de/10014258560
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Can Financial Literacy Reduce Domestic Violence?
Ngo, Phong T. H.; Puente M., Diego - 2021
Yes. Using data on more than 3.7 million intimate partner violence (IPV) incidents between 1994 and 2016, and exploiting the staggered introduction of state-mandated personal finance high school graduation requirements across U.S. states for identification, we show that improvements in women's...
Persistent link: https://www.econbiz.de/10013234880
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Does the 'Wirecard AG' Case Address FinTech Crises?
Zeranski, Stefan - 2020
great opportunities to abuse FinTech related companies at capital markets. Therefore, the Wirecard AG case has multiple … aspects and causes, not only one. Nevertheless, many aspects of today's financial sectors address new FinTech crises and … FinTech related scandals, not only in one country but also in every economy, developing or developed ones. Therefore …
Persistent link: https://www.econbiz.de/10012826545
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Post-financial crisis times : only a short phase of re-intermediation and re-direction to boring banking business models? : regulatory burden, fintech competition and concentration...
Schackmann-Fallis, Karl-Peter; Weiß, Mirko - In: Vierteljahrshefte zur Wirtschaftsforschung 87 (2018) 4, pp. 87-117
recent developments, we argue that FinTech applications are expected to complement, not to replace, existing banking and … financial services. However, we warn against existing regulatory loopholes and regulatory arbitrage for FinTech applications and … Finanzmarktkrise zu beobachten war, nur kurz währte. In Bezug auf jüngere Entwicklungen argumentieren wir, dass FinTech …
Persistent link: https://www.econbiz.de/10012153544