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Lessons from the Twin Mega-Crises : The Financial Meltdown and the BP Oil Spill

Friedman, Hershey H. - 2010

This paper explores the synchronicity of two mega-crises we are now facing: The BP oil spill and the repercussions of the 2008 financial meltdown. It examines some key common threads in both of these crises. The overarching message is that firms must maintain a culture of social responsibility,...

Persistent link: https://www.econbiz.de/10013139528

Personal Ethics & the U.S. Financial Collapse of 2007-08

Trautman, Lawrence J. - 2017

The seeds for the 2007-09 financial collapse were sewn over many years and nurtured by ill-advised governmental housing policy, the presence of pervasive fraud both large and small and the widespread failure of personal integrity. A chronology of bad choices made by individuals and the...

Persistent link: https://www.econbiz.de/10012972692

Dis-Integrating Credit Markets : Diversification, Securitization, and Lending in a Recovery

Chavaz, Matthieu - 2016

Using exogenous variation in exposure to hurricanes, this article explores how differently diversified US banks lend during the protracted recovery from a major downturn. Compared to diversified banks, local banks (i) originate a higher share of new mortgage and small business loans in affected...

Persistent link: https://www.econbiz.de/10012982492

Dis-Integrating Credit Markets - Diversification, Securitization, and Lending in a Recovery

Chavaz, Matthieu - 2016

Using exogenous variation in exposure to hurricanes, this article explores how differently diversified US banks lend during the protracted recovery from a major downturn. Compared to diversified banks, local banks:(i) originate a higher share of new mortgage and small business loans in affected...

Persistent link: https://www.econbiz.de/10012984973

Systemic risk in the banking sector : the German model

Burghof, Hans-Peter; Gischer, Horst - In: Vierteljahreshefte zur Arbeits- und … 1 (2024) 2, pp. 155-183

As part of the completion of the European Banking Union, the decision on the organization of institutional and deposit protection is still pending. The mere linking of these two objectives, which are by no means necessarily identical in terms of content, has recently led to heated controversy....

Persistent link: https://www.econbiz.de/10015393718

The Intellectual Foundations of the Global Financial Crisis : Analysis and Proposals for Reform

de Graaf, Frank Jan - 2010

Much has been written about the current crisis in the global financial system, and many thoughtful analyses have examined the causes and consequences of that crisis. This paper joins those analyses that argue that the crisis reveals flaws in the theoretical underpinnings of capital market...

Persistent link: https://www.econbiz.de/10013149795

Post-Crisis Changes in Global Bank Business Models : A New Taxonomy

Caparusso, John - 2020

The Global Financial Crisis unleashed changes in the operating and regulatory environments for large international banks. This paper proposes a novel taxonomy to identify and track business model evolution for the 30 Global Systemically Important Banks (G-SIBs). Drawing from banks' reporting, it...

Persistent link: https://www.econbiz.de/10012843301

Diversification and Financial Stability

Tasca, Paolo - 2012

. The paper contributes to the debate shedding light on the controversial relation between risk-diversification and … setting and by a mean-field approximation the law of motion of the system's fragility is derived. We show that diversification …

Persistent link: https://www.econbiz.de/10013114499

Liquidity Risk of Banks, Deposit Diversification and Insurance During Financial Crises : Evidence from G8 and BRICS Countries

Mamatzakis, Emmanuel - 2019

This paper studies the relationship between liquidity demand risk, deposit diversification and insurance in 12 … higher diversification in the deposit base can reduce the impact of liquidity demand risk during the crisis by decreasing the …

Persistent link: https://www.econbiz.de/10012903002

Income Diversification and Bank Performance During the Financial Crisis

Vallascas, Francesco - 2012

Advocates of diversifying bank income sources often argue that diversification improves the resilience of banks during … periods of distress. To test this proposition, we analyze the impact of income diversification on the performance of Italian … financial crisis. By contrast, diversification across broad activity classes, such as lending and capital market activities, did …

Persistent link: https://www.econbiz.de/10013115014