Using credit report records and data collected from several household surveys, we analyze changes in household debt and … increase in saving - at least in 2009 - did not materialize through an increase in contributions to retirement and savings … appears to reflect a considerable decline in household debt, as households paid down mortgage debt in particular. At the end …

, desired working hours, and household debt, but have only small effects on expected spending. We provide correlational and … household exposure to stock market crashes for expectation formation …

, desired working hours, and household debt, but have only small effects on expected spending. We provide correlational and … household exposure to stock market crashes for expectation formation …

This paper uses representative individual household data from Luxembourg to evaluate how severe economic conditions … could affect bank exposure to the household sector. Information on household income, expenses and liquid assets are used to … calculate household-specific probabilities of default (PD), aggregate bank exposure at default (EAD) and aggregate bank loss …

contested determinants of the correlation between house prices and saving. Crucially, to compare the savings behaviour of home …

effect of wealth shocks on household consumption and individual expectations of the future. Many household experienced a …

(SOEP) household survey data, I show that having experienced this event leads to persistently lower stock market …

This paper studies the secular increase in U.S. household debt and its relation to growing income inequality and … financial fragility. We exploit a new household-level data set that covers the joint distributions of debt, income, and wealth …