data from the Household Finance and Consumption Survey (HFCS), to identify pockets of risk in the Belgian mortgage market …' mortgage debt by (liquid) financial assets. It identifies the share of outstanding mortgage debt that is possibly at risk, and …) unequally distributed, and that therefore this wealth covers their outstanding mortgage debt only to a limited extent. As a …

low-income population targeted by subprime mortgages. Nonetheless, we find that complex-mortgage borrowers become …Complex mortgages became a popular borrowing instrument during the bullish housing market of the early 2000s but … vanished rapidly during the subsequent downturn. These non-traditional loans, including interest-only and negative-amortization …

-correction equations for Canadian aggregate consumption, house prices and mortgage debt. We find strong evidence that, after controlling … increase the mortgage down-payment requirement and reduce consumption, although there is evidence for some attenuation of this … mostly explained by movements in incomes, housing supply, mortgage interest rates and credit conditions, suggesting that the …