We employ the European Central Bank's Loan-level Reporting Initiative as a shock to banks' asset disclosures. We find … data on small businesses, we also document that, in regimes with heightened bank disclosures, borrowers receive greater …

modification activity from each bank’s public regulatory filings so that banks could modify loans free from capital market scrutiny … posited by bank regulators. To test this question we exploit the fact that the SEC still required public banks to disclose the … modifications, meaning that the type of bank that faces the most capital market scrutiny (public banks) had to disclose loan …

rate of growth of capital asset or income whether source of borrowing is bank or money lender. This is then formalized in a …

of strong and weak banks, uncertainty worsened either due to low test credibility and unresolved bank capital plans, or …

dimension along which one can identify structural shocks and perform hypothesis tests. We provide an application to bank runs … and non-insured banks) and across variables (as in macro SVARs). We thus (i) identify bank runs, (ii) quantify the …

enhances the incentives of banks to expand within Euroland. Yet, while the currency bias in bank portfolios will be eliminated …

rents already. Thus our results suggest that in the bank-dominated financial system of Germany, in which banks intensely …

. Business cycle effects, in particular lagged GDP growth, display a substantial procyclical impact on bank profits. These …

was characterized as a bank-centered economy, but the banking system did not function well in the 1990's. Responding to …

bank profitability: the structure-conduct-performance hypothesis, the efficient-structure hypothesis and the relative …