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The English law of mortgage is remarkable. Its complexity rivals that of Euler's equation and could, in the same manner … fundamental shifts in the socio-economic context in which it operates. The stability apparent within the law of mortgage, it will … of the mortgage relationship to be ‘regulated' through more malleable processes such as contractual ‘negotiation …
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efficiency. In contrast, and while there is some overlap, this article focuses on a more “macroprudential” regulation of mortgage …Much regulatory effort has been devoted to improving mortgage lending, the principal source of housing finance. To date … lending — intended to reduce systemic risk. Although largely underdeveloped in the literature, the macroprudential regulation …
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Litigation against the largest subprime mortgage servicer in the US provides lessons about the appropriate regulation … of mortgage servicing and adds to research about the causes of the financial crisis. Mortgage servicing is essential to …
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The system of residential mortgage contact regulation enacted by the 2010 Dodd Frank Wall Street Reform and Consumer … through the sale of complex mortgage contracts with back-loaded or postponed charges, fees and penalties. Among other things … welfare-increasing mortgage credit available to consumers when it otherwise would not have been available. By severely …
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